Loans have four primary components: the amount, the interest rate, the number of periodic payments (the loan term) and a payment amount per period. You can use the PMT function to get the payment when you have the other 3 components.
For this example, we want to find the payment for a $5000 loan with a 4.5% interest rate, and a term of 60 months. To do this, we configure the PMT function as follows:
rate - The interest rate per period. We divide the value in C6 by 12 since 4.5% represents annual interest, and we need the periodic interest.
nper - the number of periods comes from cell C7; 60 monthly periods for a 5 year loan.
pv - the loan amount comes from C5. We use the minus operator to make this value negative, since a loan represents money owed.
With these inputs, the PMT function returns 93.215, rounded to $92.22 in the example using the currency number format.